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Community Corner

Social Security - Optimizing Your Benefits

Are you concerned about Social Security not being there as part of your retirement income? Thinking of taking Social Security at 62 just in case? Do you know that for 2013 the Social Security Administration has announced a 1.7 percent cost-of-living adjustment (COLA)? So, should you take those benefits at age 62 or 66? What is the advantage of waiting until age 70? What if you decide to work part time during retirement? How would divorce impact Social Security? Join us tonight to discuss the basics of Social Security and all new numbers for 2013. We'll examine the factors to take into consideration when you decide to take benefits. You'll learn how to create a retirement income strategy using Social Security as one source of income. The information provided is general in nature and should not be construed as personal tax or legal advice. This course is $25 per person.

Our programs offer something for every age level. Whether you're a resident of Chelmsford or one of the surrounding towns, there are a wide variety of courses, and recreational activities to serve educational and enrichment needs, or just plain fun! Our Childcare and Preschool services are enjoyed by children as young as 18 months to through school age. Please browse through our website to find a new hobby, sign up for a trip with your friends, or learn a new skill. We have it all!

Please visit our website for further details and registration information. www.ChelmsfordCommunityEducation.org

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